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Affordable Care Act

The “Affordable Care Act” (ACA) is the name for the comprehensive health care reform law and its amendments. The law addresses health insurance coverage, health care costs, and preventive care. The law was enacted in two parts: The Patient Protection and Affordable Care Act was signed into law on March 23, 2010 and was amended by the Health Care and Education Reconciliation Act on March 30, 2010.


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Doctor's Visit


Medicare is the federal health insurance program for:

  • People who are 65 or older

  • Certain younger people with disabilities

  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)


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Dermatology Consultation

Life Insurance with living benefits

Living benefits exist to provide financial support if you are diagnosed with a terminal illness, chronic illness or require long-term care.

Though no one likes to believe that a serious illness could happen to them, the truth is that it’s fairly common. For instance, close to 40% of people will be diagnosed with cancer in their lifetime. And research from the American Society of Clinical Oncology finds that treatment could cost around $20,000 to 30,000 a year, about half of the average annual U.S. household income.

There is also a 70% chance that the average 65-year-old will need long-term care services, according to the U.S. Department of Health and Human Services.


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Couple in Nature
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